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Finance tool

Smart Budget Planner

Track income and expenses, visualise spending, get AI-powered insights. Upload PDF bank statements or download your budget report. Free, no signup.

April 2026
Total Income
$0
This month
Total Expenses
$0
This month
Net Savings
$0
0% saved
Budget Health
๐Ÿ˜
Neutral
๐Ÿ’ฐ Income
Total: $0
๐Ÿ’ธ Expenses
Total: $0
๐Ÿ“„ Import from PDF
Upload bank statement
PDF, CSV or TXT โ€” we'll extract transactions
๐Ÿ“Š Expense Breakdown
๐Ÿ“ˆ Category Analysis
Add expenses to see breakdown
๐Ÿ“ 50/30/20 Rule Needs / Wants / Savings
Add income and expenses to see benchmark
๐Ÿ’น Income vs Expenses
๐ŸŽฏ Savings Goals
No goals set. Add a savings goal to track your progress.
๐Ÿ’ฑ Currency Converter
Manual mode
1 QAR = ? USD
โ€”
Click "Get Live Rates" for real-time rates or set manually below
Manual rate: 1 QAR = USD
Quick pairs

What is a Budget Planner?

A budget planner helps you track all sources of income and categorise your expenses to understand where your money goes. Whether you're managing a personal household budget or a small business, a budget planner gives you a clear financial picture and helps you make smarter decisions.

How to Use This Budget Tool

Add your monthly income sources, then add each expense with a category. The tool automatically calculates your net savings, shows a breakdown chart, and the AI analysis gives personalised tips based on your actual numbers. You can also upload a PDF bank statement to extract transactions automatically.

Personal vs Business Budget

Switch between Personal and Business mode using the tabs. Personal mode focuses on household expenses like housing, food, and transport. Business mode tracks operational costs, payroll, and revenue. Both modes support PDF export for sharing with your accountant or financial advisor.

Is my financial data safe?

Yes. All data is processed and stored entirely in your browser. Nothing is sent to any server. Your financial information never leaves your device.

Can I save my budget for next month?

Yes. Your data is automatically saved to your browser's local storage. It will be there next time you open the tool. You can also download a PDF report to keep a permanent record.

What file formats can I upload?

You can upload PDF bank statements, CSV exports from your bank, or plain text files with transaction data. The tool will extract numbers and descriptions automatically.

How does the AI analysis work?

The AI reads your income and expense data and provides personalised tips, identifies overspending categories, suggests savings targets, and flags potential financial risks. It uses Claude AI running securely in your browser.